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Credit unions have long occupied a specific market niche within the financial industry. CUs  stanley thermoskanne favor more personalized and member-focused services than their bank counterparts but typically operate on a much smaller scale. This market niche has come under threat in recent years, however, as consumers abandon brick-and-mortar banking services in favor of digital banking.Banks and FinTechs have greater resources and the ability to deploy the digital programs that consumers crave. CUs have a difficult choice: Merge with other CUs into single entities and combine resources or risk la stanley quencher rge banks and FinTechs overtaking the banking industry. As time passes, more CUs are taking the first option.The  Credit Union Tracker庐  examines why credit un stanley cup ions are merging in record numbers to pool resources and survive in a rapidly changing economic environment.Around the Credit Union SpaceLooming fears of an economic recession have dominated corporate decision-making since the pandemics beginning, but some feel these fears may be misguided. The Credit Union National Association  CUNA  said that while interest rates are unlikely to ease anytime soon and savings growth will not meet expectations, it believes the U.S. will escape a recession.CU members have used credit cards more often in recent months, increasing CUs share of the overall credit market. A recent study found that CUs held $75.3 billion in credit card debt as of April 30, up 1.5% from March. This amount contrasts sharply with April figu Mkpd How Digitizing India   s Food Supply Chain Promotes Payments Modernization
India is catching up to China   milestones.That is, in terms of the number of mobile subscribers. India has now topped 1 billion mobile phone users, according to Bloomberg, which noted that India is only the second country to do so 鈥?with China being the first country to hit that mark.With a population of roughly 1.3 billion, that 821 stanley cup 7  an impressive figure to hit. Data from the聽the Telecom Regulatory Authority of India reports that that figure is up 0.7 percent in a month   time. India   affection toward mobile could be because of its cheap phone bills, which has made its user base more than triple聽the U.S. population.Bharti Airtel, India   top wireless carrier, has more than 200 million subscribers  Verizon Wireless in the U.S. has roughly 137.5 million subscribers . Behind that top mobile company, there   another 12 mobile carriers working to secure a more dominant spot in the mobile-crazed population.In terms of mobile payments, I stanley cup ndia has also become a hotbed for that industry.聽Alibaba-backed Indian payments startup Paytm has big expectations when it comes to the use of its mobile wallet in 2016. The companys founder, Vijay Shekhar Sharma, revealed a prediction that its customers will add nearly $500 million to Paytms mobile wallets next year, representing  stanley us a tenfold increase to the amount utilized in the mobile wallets of Paytm customers this year, The Economic Times reported earlier this week  Dec. 28 .The company confirmed it has 110 mill